The first thing I want you to know is that you don’t have to be at the mercy of others if you arm yourself with knowledge. This is what will help you take charge of your financial future.
If there is one thing that the current pandemic has taught us, it is that life is unpredictable. We need to put measures in place to make sure that we are prepared for the future. There have been many changes in how and where we work. This means that for many of us who work for larger institutions on a permanent basis, the traditional safeguard of a pension and or a provident fund remains but with a new structure.
Budgeting is quite a simple concept – your income must always be greater than your monthly expenses – yet so many of us struggle to balance our monthly budgets. However, by following six easy steps you can budget effectively and chart your course toward financial freedom. Continue reading “How to Budget – Part One”