Here we are again – you and I and your budget. We aim, in this blog, to give you the tools to look at your needs, your wants and your current reality.
In part one, we explained the process of drawing up your monthly expenditures and comparing these to your income to find out if your budget balances. In part two we look at ways of cutting expenditure to achieve a surplus or at least balance your budget.
Remember, the monthly expenses we listed in part one included retirement and emergency savings, so even if you just manage to balance your budget you are still on the right track. Continue reading “How to Budget – Part Two”