We knew that, twice a year, my mom would abandon cigarettes: at tax time, and on the 31st of December when she would resolve to live clean. It was one of our family traditions.
Many people find that the income they derive from their monthly pay check is no longer adequate to meet their lifestyle needs. And so we sit at our desks, scroll through FaceBook links and dream…Where can I find extra streams of income that require little or no work? What can I actively do to improve my income?
In 2011, the Financial Services Board (FSB) announced they would be launching Treating Customers Fairly (TCF) in South Africa. Last year, Northwood released a blog that noted a few instances of non-compliance from financial planners. TCF is a relatively new Financial Services requirement, and is meant to ensure that those who practice in the Financial Services Industry provide their clients with suitable products and services.