Finance Articles

The new proposed mandatory retirement fund – storm in a teacup or a powerful example?

The new proposed mandatory retirement fund – storm in a teacup or a powerful example?

On the 18th of August 2021, the Minister of Social Development, Lindiwe Zulu, published The Green Paper On Comprehensive Social Security And Retirement Reform (2021). It sets out the Government’s proposal for a mandatory, comprehensive retirement and social security system. 13 days later, on the 31st of August 2021, the Minister withdrew the controversial document without saying why.

MARKETING REVISITED: Do you need to change direction?

MARKETING REVISITED: Do you need to change direction?

you down a rabbit hole that you never intended to go down. If you clicked on it by accident the Big Brother Algorithms that are hovering around you, will pick it up and you may be shown advertisements about bagpipe sheet music till the end of days! Consider some marketing strategies that won’t have you bailing out water from a sinking budget.

Bond originators – the 007s of the property market

Bond originators – the 007s of the property market

If you would like to buy a property or two, please raise your hand. If you love wading through red tape and bureaucracy, please raise your hand. If you enjoy spending ages on hold and doing endless administration and filling out forms, raise your hand. If uncertainty and putting your life on hold gives you a thrill, raise your hand. If you only did so right in the beginning and the other statements leave you feeling dizzy, this article is for you.

Dark days – when the country goes up in smoke around me, what can I do?

Dark days – when the country goes up in smoke around me, what can I do?

It pains me to have to write this. I hope it will bring some hope to some of my clients and, to others, a sober warning about why not having insurance or going the self-insurance route may not be wise. Obviously, the loss of possessions is distressing, but these are material things and can be replaced. What causes me more distress is what the events leading up to the unprecedented looting and destruction will mean in the longer-term in terms of the disruption of people’s lives and the businesses involved.

Have you heard the latest about scams?

Have you heard the latest about scams?

FNB sent me a reminder to be careful about scams and what I should do if I encounter them. I am always grateful for their sustained efforts to combat these. It is sad that I have to write so often about them. They have become so common place, that people joke about the Nigerian General that is trying to overthrow the Government and needs your help whilst offering you handsome rewards.

Cryptocurrencies and tax – SARS will take its bite from your Bitcoin

Cryptocurrencies and tax – SARS will take its bite from your Bitcoin

In these blogs and in my discussions with clients the topic of cryptocurrencies has been raised on a regular basis. The fact is, whether you think this is a good investment opportunity or not, the South African Revenue Service (SARS) is sharpening its focus and intention to ‘mine’ it for tax revenue – as is within its rights. This is also not a new thing – SARS has been warning us for years.