When the South Easter blows and crime and politics depress you, you may be excused for becoming restless. You may start to wonder if you could stomach foreign cuisine for a while… You are not alone. Many South Africans are opting for working overseas for a period of time in order to secure a better income.
Finance Articles
Increasing your earnings and growing your assets
Good debt leads to increases in earnings or growing value in assets. Education is a good debt, because it increases your employability and then, within your chosen occupation, it increases your ability to earn money. Another good debt is buying property.
Tax, tax breaks and taxing thoughts about becoming older
Your company has a pension scheme – a good one, you are told – and you have savings in the bank. However, people are living much longer these days – generally 30 years past retirement. And life keeps getting more expensive – inflation is outpacing the interest you receive on the savings in your bank account…
New Year’s Resolutions: only good for a laugh?
New Year’s Day? You might think that the only significance of the day lies in the fact that you officially get to hang up the 2020 calendar you bought at the SPCA or start doodling on the monthly blotter you were given by that pesky rep from the company who wants to buy your good graces.
Debt – coaxing the monster out from under the bed
Financial monsters: As a Financial Advisor, I can sense the palpable fear and desperation when some people come to see me for the first time. It takes courage to come and, like the dentist, I am avoided until the pain of debt and fear of financial ruin become too much.
Social Media and Northwood Financial Services cc
At NFS, we have been very busy! Apart from continuing to look after your financial well-being and offering brilliant advice, we have also been hard at work on our Social Media presence.
Pocket Money – Please Sir, may I have some more?
I don’t know of any parent who has successfully navigated raising children without the issue of pocket money coming up. In some families such interactions between the parents and their offspring have led to rifts of seismic proportions
The power of two – On credit scores and being twins
How is your credit rating determined? Your Credit Bureau score is calculated using a formula that evaluates how well or how badly you pay your bills, how much debt you carry and how all of that stacks up against other borrowers. The lower your scores, the less you stand a chance of obtaining a loan or other financing.
Taking to the Road: a Journey in Lifelong Learning
I do not have to tell you that the world is changing at an ever-increasing speed. I need – and want – to keep up!
How Would You Like Your Payment Served – Upfront Or Hidden Amongst The Veggies?
The recipe used by the majority of insurance companies is one which enables the agent (called a seller) to earn a commission for each policy sold. This is how they make their money so that they can eat. This commission is paid in differing amounts – the first helping is the biggest, followed by regular, smaller ones for the duration of the lifetime of your policy.