Category: Retirement

Retirement: What Kind of Life Do You Expect to Have?

retirement optionsAre you planning to spend your retirement living a life of leisure, or will you use your spare time and financial independence to help raise your grandchildren or volunteer in your local community?

The things you choose to do after you stop working play a big part in your retirement age and the amount of capital you’ll need – let’s explore your vision for retirement and find out how it will impact your financial planning. Continue reading “Retirement: What Kind of Life Do You Expect to Have?”

What is Your Vision for Retirement?

retirementWhether you’d like a permanent break from the rat race or a stable income during your golden years, having a solid vision for your retirement is an important first step in planning your long-term investment goals.

In this article we look at some of the things your retirement vision might contain, and find out how they will affect your investment strategy. Continue reading “What is Your Vision for Retirement?”

Spreading Risk in Retirement Investments

retirementToday, people of working age face a bigger challenge in planning their retirement than at any time in the past. If you’re anywhere between 25 and 55, the way you invest your retirement savings could make the difference between financial security and money problems in old age – here are some ways you can spread your investment risk and come out on top. Continue reading “Spreading Risk in Retirement Investments”

Running a Tight Plan – Financial Management for Retired People

retirement-lifestyleIf you’re close to retirement age or have already bowed out of the working world, you’ll need to keep an eye on your budget to make sure that your quality of life doesn’t drop during your golden years.

If you’ve planned your retirement well by budgeting and saving each month during your working years, you shouldn’t have much trouble keeping to a healthy monthly budget during retirement. Here are some financial tips specifically for retired people that will help you get the most out of your monthly income. Continue reading “Running a Tight Plan – Financial Management for Retired People”

Your ideal pension portfolio – don’t rely on RAs alone

retirement-RAAfter decades of hard work and careful financial management, most of us look forward to a comfortable retirement – but is your portfolio structured in the right way to make this a reality? Let’s explore the elements of a balanced retirement portfolio and find out whether we are relying too heavily on Retirement Annuities. Continue reading “Your ideal pension portfolio – don’t rely on RAs alone”

Retirement Planning – Could You Survive on a State Pension?

retirement planning pensionIf retirement planning is the last thing on your mind, you may want to stop what you’re doing right now and answer this question – Will you have enough capital to retire by the age of 60, or will you be forced to rely on a South African state pension? Continue reading “Retirement Planning – Could You Survive on a State Pension?”