The first thing I want you to know is that you don’t have to be at the mercy of others if you arm yourself with knowledge. This is what will help you take charge of your financial future.
These have been dark days. During the pandemic that shall not be named (but starts with a C and ends in 19) it has been difficult to escape the uncomfortable introspection related to your mortality on this earthly plane. More people are becoming aware of the necessity of dealing with your last wishes before, well, that fateful final day.
I used to be an avid follower of the Wizard of Id. This offbeat comic strip, set in the Middle Ages, appeared in the Sunday Paper. One particular strip bears relevance to this topic. A peasant woman, cradling her cat, approaches the overlord’s official. She says to him; ‘I want to leave my fortune to my cat’. He questions her, saying what you own is not a fortune. Her answer: ‘it is to a cat’.
A university has invited me to address their history department. I think they did so because I am the only fossil – an ex-student – they could find. Initially I thought it would be fun to tell the students about what it was like studying at that institution during the 1970s (the good old days?) but on reflection I realised it is all a bit embarrassing!
Facebook advertisements you pay for; Word of Mouth is priceless.
The bottom line to our bottom line is that we need to make sure our clients want and know how to refer others to us. There is nothing wrong with asking. We do not believe in playing games. Our clients know that if we grow, they also benefit.
It seems as if Crazy Covid mutated and have given fraudsters super grabbing powers in South Africa. We have seen families profiting off political connections. We have heard horror stories of irregular PPE tenders and irregular spending such as many, many millions of Rands wasted on flooring for a make-shift hospital that seems to consist of novel see-through material as no one has seen it…Let us do a cold reality splash quickly. Then take a deep breath and look at four more realistic options for safeguarding your investments through international exposure.
The sand in the hourglass might have run out for you, but it is not the end. Funerals are complex things that never seem to go quite as anticipated. Mostly, it seems, this is so because we assume everything had been taken care of somewhere along the line and we do not (want to?) take a closer look. Many funeral policies claim that you will receive a payout within 24 to 48 hours. What you may not realise is that it does not mean from the minute your Dear One departed.
Each insurer will present their products in such a way that it highlights the advantages of their products. However, there are always trade-offs and these are not always made explicit. It is a balancing act. In order to provide you with certain benefits, others have to be cut, limited or made available as expensive add-ons. It is a matter of which sacrifices are more acceptable to you.