Category: Planning

Financial Planning truths – and what cute puppies can teach us

Financial Planning truths – and what cute puppies can teach us

We are all suffering from various degrees of shell shock now that the ‘New Reality’ has sunk in a bit. We’ve come to realise that nothing about it is, or will be, ‘normal’ again. You will be forgiven for feeling alone in this. It is easy to shut down and scroll Facebook endlessly, alternating between doom scrolling and searching for pictures of cute puppies.

When the child becomes the parent, and the parent becomes the child

When the child becomes the parent, and the parent becomes the child

As an adult child of frailer folk, you will no doubt have felt your stress levels going through the roof. But you are still here. Many of us have lost family members and the grief may still be raw and ongoing.

I can imagine that you are thinking – pleading – give me just a little more time… I am not ready. Whereas I cannot help you deal with the past, I can offer you some thoughts on things you can do NOW, moving forward.

Where there is a (correctly formulated) Will there is a way for the bereaved

Where there is a (correctly formulated) Will there is a way for the bereaved

These have been dark days. During the pandemic that shall not be named (but starts with a C and ends in 19) it has been difficult to escape the uncomfortable introspection related to your mortality on this earthly plane. More people are becoming aware of the necessity of dealing with your last wishes before, well, that fateful final day.

Last Will and Testament: Will your will be done?

Last Will and Testament: Will your will be done?

I used to be an avid follower of the Wizard of Id. This offbeat comic strip, set in the Middle Ages, appeared in the Sunday Paper. One particular strip bears relevance to this topic. A peasant woman, cradling her cat, approaches the overlord’s official. She says to him; ‘I want to leave my fortune to my cat’. He questions her, saying what you own is not a fortune. Her answer: ‘it is to a cat’.

On prices and dinosaurs – watching the History Channel and reliving your youth

On prices and dinosaurs – watching the History Channel and reliving your youth

A university has invited me to address their history department. I think they did so because I am the only fossil – an ex-student – they could find. Initially I thought it would be fun to tell the students about what it was like studying at that institution during the 1970s (the good old days?) but on reflection I realised it is all a bit embarrassing!

PERCEPTION – how do we make sense of these times?

PERCEPTION – how do we make sense of these times?

As we leave the first year of the 2020s behind us, we may wonder what happened? It’s hard to believe any of what we were and are experiencing was or is real. In this post we want to look at what has been, why we reacted the way we did and how we can recalibrate for the future.

A reputation cannot be built on sand

A reputation cannot be built on sand

Facebook advertisements you pay for; Word of Mouth is priceless.
The bottom line to our bottom line is that we need to make sure our clients want and know how to refer others to us. There is nothing wrong with asking. We do not believe in playing games. Our clients know that if we grow, they also benefit.

Whilst you wait for the airports to open, do you know your ETNs from your ETFs?

Whilst you wait for the airports to open, do you know your ETNs from your ETFs?

It seems as if Crazy Covid mutated and have given fraudsters super grabbing powers in South Africa. We have seen families profiting off political connections. We have heard horror stories of irregular PPE tenders and irregular spending such as many, many millions of Rands wasted on flooring for a make-shift hospital that seems to consist of novel see-through material as no one has seen it…Let us do a cold reality splash quickly. Then take a deep breath and look at four more realistic options for safeguarding your investments through international exposure.