Category: Planning

Whilst you wait for the airports to open, do you know your ETNs from your ETFs?

Whilst you wait for the airports to open, do you know your ETNs from your ETFs?

It seems as if Crazy Covid mutated and have given fraudsters super grabbing powers in South Africa. We have seen families profiting off political connections. We have heard horror stories of irregular PPE tenders and irregular spending such as many, many millions of Rands wasted on flooring for a make-shift hospital that seems to consist of novel see-through material as no one has seen it…Let us do a cold reality splash quickly. Then take a deep breath and look at four more realistic options for safeguarding your investments through international exposure.

Yesterday, today, tomorrow – times have changed for the living and the dead!

Yesterday, today, tomorrow – times have changed for the living and the dead!

The sand in the hourglass might have run out for you, but it is not the end. Funerals are complex things that never seem to go quite as anticipated. Mostly, it seems, this is so because we assume everything had been taken care of somewhere along the line and we do not (want to?) take a closer look. Many funeral policies claim that you will receive a payout within 24 to 48 hours. What you may not realise is that it does not mean from the minute your Dear One departed.

Car Insurance – cheaper isn’t always better

Car Insurance – cheaper isn’t always better

Each insurer will present their products in such a way that it highlights the advantages of their products. However, there are always trade-offs and these are not always made explicit. It is a balancing act. In order to provide you with certain benefits, others have to be cut, limited or made available as expensive add-ons. It is a matter of which sacrifices are more acceptable to you.

It is the year 2030…

It is the year 2030…

A Whale-bus as a means to cross the Atlantic! Certainly some of the future predictions made by the French commercial artist Jean-Marc Côté and his team at the 1900s World’s Fair ‘Exposition Universelle’ were strange, indeed! The same can be said for the predictions made by many futurists throughout the ages.

The Finance Minister has spoken – extraordinary measures, monies and circumstances

The Finance Minister has spoken – extraordinary measures, monies and circumstances

The passage of time seems to be such a fractured thing right now and it isn’t going to stop being so any time soon. As a country, we are bracing ourselves for the cresting of the Corona wave.

Preparing in life for what is to come thereafter – investing in life insurance

Preparing in life for what is to come thereafter – investing in life insurance

Writing a definitive thesis on the subject of Life Cover will take us at least 50 pages. World events, such as COVID-19, continuously influence the development of new legislation and policy options. Your needs may change in multiple areas of your life. Your financial advisor will have your back.

The ‘new normal’ that still seems so foreign and what the fourth industrial revolution has to do with it

The ‘new normal’ that still seems so foreign and what the fourth industrial revolution has to do with it

The Fourth Industrial Revolution brings technologies that blur the lines between the physical, digital and biological spheres across all sectors. It brings about boundary-busting disruptions that will change the world of work as we know it

Undoing lockdown – levels of strategic thinking

Undoing lockdown – levels of strategic thinking

Entrepreneurs are doers. They see a gap, a need, a problem and they react. Often, things build momentum and somewhere in the future they find themselves running a business. Most business do not fail because they are built on bad ideas. They fail because basic planning was not done.

Apocalypse (Not) Now – What to do now that Moody’s has downgraded RSA to junk status

Apocalypse (Not) Now – What to do now that Moody’s has downgraded RSA to junk status

It is true – the country has been down-graded by the last remaining ratings agency, Moody’s, that thought South Africa was worth investing in – somewhat. It would be really bad news, if we don’t take into consideration that the whole world is facing two crises. We are all battling the COVID-19 virus and markets are volatile everywhere.