Category: Financial

ABCs of budgeting # 1 (and no, ‘Budget’ is not a swear word)

ABCs of budgeting # 1 (and no, ‘Budget’ is not a swear word)

I believe it was President George Bush who said: ‘It clearly is a budget. It has lots of numbers in it.’ You may not like numbers. You may not be good at math. You may go as far as saying that life cannot be reduced to mere numbers. But here you are – reading a blog about budgets.

Dreaming of a different life on foreign shores – tax and working abroad

Dreaming of a different life on foreign shores – tax and working abroad

When the South Easter blows and crime and politics depress you, you may be excused for becoming restless. You may start to wonder if you could stomach foreign cuisine for a while… You are not alone. Many South Africans are opting for working overseas for a period of time in order to secure a better income.

Debt – coaxing the monster out from under the bed

Debt – coaxing the monster out from under the bed

Financial monsters: As a Financial Advisor, I can sense the palpable fear and desperation when some people come to see me for the first time. It takes courage to come and, like the dentist, I am avoided until the pain of debt and fear of financial ruin become too much.

How Would You Like Your Payment Served – Upfront Or Hidden Amongst The Veggies?

How Would You Like Your Payment Served – Upfront Or Hidden Amongst The Veggies?

The recipe used by the majority of insurance companies is one which enables the agent (called a seller) to earn a commission for each policy sold. This is how they make their money so that they can eat. This commission is paid in differing amounts – the first helping is the biggest, followed by regular, smaller ones for the duration of the lifetime of your policy.