Author: Nico

Love and marriage go together like a horse and carriage…

Love and marriage go together like a horse and carriage…

According to a recent BBC Worklife article, divorce rates are rapidly increasing around the world – whether you live in China, Sweden, or the United Kingdom. This is true of South Africa as well. Since the already slow cogs of justice ground to a halt for months due to the hard lockdown level 5, South African courts face a backlog in the divorce courts, the likes of which has not been seen before.

Compared to the Joneses, how have you faired with managing your debt this season?

Compared to the Joneses, how have you faired with managing your debt this season?

The season is turning. Winter is coming. Soon, your hollow-boned teenager will need a new winter school uniform. The world might have been brought to a standstill for months, but it did not stop your kids from growing taller. You may only need half a smart outfit and bunny slippers to conduct your zoom meetings but not so your kids – at least on alternate days.

Some musings on the new Tax strategy of SARS

Some musings on the new Tax strategy of SARS

How does a government increase its income without adding new taxes? After all, there are important local elections this year and reassuring the public that you REALLY will do your very utmost ‘bestest best’ NOT to pull the tax noose tighter, the Government needs more money.

Last Will and Testament: Will your will be done?

Last Will and Testament: Will your will be done?

I used to be an avid follower of the Wizard of Id. This offbeat comic strip, set in the Middle Ages, appeared in the Sunday Paper. One particular strip bears relevance to this topic. A peasant woman, cradling her cat, approaches the overlord’s official. She says to him; ‘I want to leave my fortune to my cat’. He questions her, saying what you own is not a fortune. Her answer: ‘it is to a cat’.

PART 2: Investing in rental properties: what is happening in this market in 2021?

PART 2: Investing in rental properties: what is happening in this market in 2021?

Many people may have been wondering if this is the opportune time to put themselves in debt and buy a property for investment purposes. For those who already have rental properties, the question becomes this: with all the economic insecurity people from all walks of life face, is using real estate as a form of passive income still a reliable investment?

PART 1: A mixed response: what is happening on the property market in 2021?

PART 1: A mixed response: what is happening on the property market in 2021?

Should we hold on to our properties, no matter what, since it is currently a ‘buyer’s market’? Should we put ourselves in debt and buy a property now? With all the economic insecurity people from all walks of life are facing, is using real estate as a form of passive income still a reliable investment?

How to prepare for retirement when you work for yourself

How to prepare for retirement when you work for yourself

If there is one thing that the current pandemic has taught us, it is that life is unpredictable. We need to put measures in place to make sure that we are prepared for the future. There have been many changes in how and where we work. This means that for many of us who work for larger institutions on a permanent basis, the traditional safeguard of a pension and or a provident fund remains but with a new structure.