Step 1: Contact us for a free consultation
Tel: 0860-103-716 or email us
Step 2: Complete a financial needs analysis
It's good to be prepared for your first financial planning session. To make it easier, complete the Financial Needs Analysis we've prepared for you and return it to us by email, fax or post.
Step 3: Northwood analyses your financial situation
We will analyse the information on your Financial Needs Analysis so that we can prepare the best possible advice for you.
Step 4: First financial planning session
We will call you to arrange your first financial planning session at our offices.
Step 5: Follow-up financial planning sessions
Your financial plan cannot be implemented in one session. We will meet with you regularly to adjust your plan to ensure it gives you the best possible results.
Financial planners are skilled at looking into the future and presenting strategies to you so you can make good financial decisions. That way you avoid unpleasant surprises. We will help you to:
- identify and meet your life goals
- that could include protecting your lifestyle should disaster strike or
- taking greater control of your finances to maximize the use of your income or
- adjust your investments to ensure as much financial independence as possible
How we are rewarded
We charge a fee based on assets under management (subject to certain minima). No commission is earned when we place insurance products.
Why are fees better than commission?
- How often have you seen a new consultant who throws up their hands up in horror and changes everything to give you a "better deal"? We will not receive commission when we throw up our hands up in horror.
- Our interests are aligned with yours, and no product providers can pressure us to sell their products.
- Our relationship is professional and based on your needs, not ours. In many cases our fees are lower than the commissions we would have earned, You will be told what the commission would have been.
- It is easy to compare the value we bring against what we charges you.
Northwood's financial planner: Nico Kleynhans
I have been a Financial Planner since 1987 and specialize in showing my clients how to significantly increase their wealth.
Education
- Certified Financial Planner™ licensee
- Diploma in Financial Management
- Postgraduate Diploma in Financial Planning
- MBA (current study)
Why use a financial planner?
- To design a financial strategy is beyond the skill of most.
- We will help you decide how much risk to take on and how much to pass to your insurer.
- We know the markets and can help grow your wealth.
