Financial Services

Financial Planning


Financial planning is the process of achieving your life goals through effective financial management. As an individual who has life goals in mind like buying your dream home or retiring in comfort, financial planning is the crucial first step in achieving your goals.

If you’re keen to achieve your financial goals but aren’t sure how to begin, contact us at Northwood today to arrange a financial planning session and begin the journey to financial success with us.

The Financial Planning Process

When you meet with your financial planner for the first time, you’ll be taken through the steps in the financial planning process. As your financial planner works with you to maximise your net worth and live financially the way you’ve always wanted to, you’ll be focussing on several key aspects of financial planning:

Cash Flow and Debt Management

One of the best ways to accumulate wealth is to spend less than you earn and simply put, that is the goal of cash flow and debt management. By reducing your debt sustainably and reaching the point where you have a surplus to invest each month, you’ll be on your way to financial freedom. Northwood will advise you as we work together to streamline your cash flow.

Investment & Retirement Funding

Being able to retire comfortably with enough income to maintain or even improve on your current lifestyle is a goal that we all have. However, if your investment strategy isn’t tailored to your needs and monitored regularly you could end up retiring with too little income. Northwood will work with you to ensure that your investment income is sufficient for your retirement.

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Risk Evaluation

Risk cover is an important and often neglected part of the financial planning process. By performing a risk analysis we’ll be able to advise you on the type of cover you may require, saving you money on unnecessary policies and tailoring your risk cover to suit your needs.

Health Cover

Health insurance is a must in South Africa, where the cost of private healthcare can be daunting. By assessing your health cover needs, we’ll help you find the health insurance that suits you perfectly.

Estate Planning

An estate that is in order and a will that expresses your wishes about the future of your assets in the case of your death is essential to ensure peace of mind for your family. Northwood takes the mystery out of estate planning with good advice and help at each step of the way.

To get started with your own financial planning, contact us today for a consultation. Your first session is free, with no further obligation.

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