Most of us have visited food fairs or farmer’s markets and realised that we don’t have enough cash on us to buy all of the goods we’ve selected. As not many of these stall holders have credit card machines, we’re left to scurry around to find an ATM.
Gone are the days of scrambling in our pockets and purses for spare change, as a new payment service is available. SnapScan and Zapper are two very clever apps that have revolutionised the average payment process.
Harnessing the power of innovative technology and digital innovation, both SnapScan and Zapper have developed platforms for card and cash free payments. By simply downloading the respective apps from the various app stores, consumers are able to use their smartphones to make quick and convenient payments for various goods.
The South African government is allowing concessions for citizens to purchase homes with assistance from the Finance Linked Individual Subsidy Programme (FLISP).
Access to social housing has always been a pressing issue in South Africa, with the backlog of required housing units having increased from roughly 1.2 million units in 1994, to over 2.1 million units in just over two decades. Despite the progress in supplying quality housing since 1994; with roughly 3.7 million subsidised housing opportunities offered to roughly 12.5 million people; there is still a strong demand for affordable housing opportunities.
We have all faced the nightmare of looking at two quotes for investments and trying to decide between which is the better option.
Our challenges are that:
- True costs are not disclosed
- Subtle charges are not disclosed
- Strange terms such as TER or RiY are used
To make our client’s processes even easier, we are now offering payment via SnapScan.
SnapScan is both easy and convenient to use, and allows you to make quick and easy payments wherever you are without having to log into your internet banking service provider for an EFT transaction. SnapScan is available for free download and is free to use in a WiFi zone (standard data charges may apply when outside of a WiFi hotspot).
Nersa (the National Energy Regulator of South Africa) has granted Eskom approval to increase its tariffs for the 2016/2017 year. Initially, in November of last year, Eskom had requested a value of R22.8 billion from Nersa to recover costs lost over the 2013/2014 period. In trying to balance the interests and cost implications of both the energy producers and South Africa’s general consumers, Nersa granted half of what was initially requested – roughly R11.2 billion. Thus, consumers will face a 9.4% increase to the standard electricity tariff, effective from the 1st of April 2016.
Mr. Jones arrived at work in his brand new BMW and proudly parked it in his designated parking bay. During the course of the day, a dispute broke out at work, and before he was aware of the risks, the workers began to destroy the premises. All the vehicles, including Mr. Jones’ new car, were set alight.
After the incident, Mr Jones queried the incident with his insurance company. To his dismay, the insurers informed him that he was not able to lay a claim due to the fact that no insurance policy covered damage caused by any person or group taking part in a riot, strike, lock-out or civil commotion.
The Annual Budget for the 2016/2017 year was released at the end of February and a few interesting proposals were presented. Of these, one of the most beneficial proposals encourages South African citizens to pursue bursaries from their employer.
It’s all very well insuring your household contents, but what happens to the items you carry with you, such as your wrist watch, mobile phone, laptop or tablet, MP3 player? Unfortunately, in the world we live in today, we need to insure the items that we carry on our person, as well as those we have in our homes, in case of theft or loss. Continue reading
Insuring your household possessions and valuables is vital in this day and age, particularly if you have certain items of value such as original artworks, antiques or expensive jewellery. However, it is crucial that you evaluate the contents of your home and your possessions correctly. If you fall short and underestimate your contents – you risk an insurance shortfall – overestimate the value of your possessions and you end up paying excessive premiums. Taking that extra time upfront to evaluate the contents of your home and your valuable possessions correctly and honestly reduces the chance that you may come a cropper in the long run! Continue reading
“Always read the small print” – it’s a steadfast rule most of us know, yet choose to ignore. Some have learnt the hard way, signing up to online services, buying goods and services or insurance, only to get a nasty surprise because the small print wasn’t checked.
In today’s world, it seems that every clothing store, bank and food chain offers some form of rewards card that awards the buyer ‘points’ every time they use the store’s services. It then follows that these points, once they have accumulated to an acceptable level, can be used for discounts on future purchases or can even be traded in directly for cash. Almost seems too good to be true, right? Continue reading