Drawing Up a Personal Budget

personal-budgetingOne of the first rules of wealth creation is to always live within your means in order to create a monthly surplus – and to do that, you will need to draw up a monthly budget.

To many people budgeting may seem tedious or boring, taking the fun out of life and depriving them of all the luxuries they work so hard for.

However, it’s quite possible to budget correctly while maintaining the lifestyle you deserve – here is a quick guide to balancing your monthly income and expenses. Continue reading