When businesses started using fax machines, it revolutionised the way documents were sent to clients and suppliers. Gone were the days of using costly courier or postage services to communicate. While most businesses still make use of fax machines, almost all office communication is done via email.
If you happen to be contributing to a medical aid scheme in South Africa, you will have enjoyed the tax rebate this generates. This is called the Medical Scheme Tax Credit (MTC). It is meant to subsidise and reduce our medical costs.
For instance, for two adults and two minor dependants, this amounts to R1 014 per month or R12 168 per annum. It makes a big difference. Also, since we are subsidised for the portion that falls under Section 6 (b), which protects us when medical costs not covered by your medical aid get out of control, the total refund could be considerably more. Continue reading
Dealing with insurance companies when trying to settle a claim is a nightmare many of us can attest to. The experience leaves many clients disillusioned, and they tend not to involve their insurers if the damage to their property is minimal.
In two recent incidents, involving MiWay and Auto & General clients, the claimants had no choice but to claim. The accidents were caused when they were rear-ended while stationary at a traffic light. They had done nothing wrong. The vehicles were towed to these insurers’ approved panel beating workshop after the collision. Four weeks later, repairs still hadn’t started on either vehicle. Continue reading