How to Value Your Home for Insurance Purposes

house-insurance-policyYour house is in all likelihood your most valuable asset, so it is vital that you have sufficient coverage for your property in terms of insurance. A comprehensive short-term insurance policy can be taken out to protect both the value of your entire home structure, as well as its contents against unforeseen circumstances, such as fire or flooding. Depending on the age and condition of your home, and where you live, the cost of insuring your house can vary significantly, just as under insuring your home could have drastic consequences should it burn down. Continue reading

Why You Should Always Read the Small Print

Small print - NorthwoodAlways read the small print” – it’s a steadfast rule most of us know, yet choose to ignore. Some have learnt the hard way, signing up to online services, buying goods and services or insurance, only to get a nasty surprise because the small print wasn’t checked.

In today’s world, it seems that every clothing store, bank and food chain offers some form of rewards card that awards the buyer ‘points’ every time they use the store’s services.  It then follows that these points, once they have accumulated to an acceptable level, can be used for discounts on future purchases or can even be traded in directly for cash.  Almost seems too good to be true, right? Continue reading