South African investors have a greater choice of investments today than at any time in the past, with equities, unit trusts, property, and a generous offshore allowance allowing us to seek out better returns on our money. Continue reading
Knowing the basic concepts of financial management – including budgeting, how to generate passive income, debt reduction, and investing – is essential for anyone who wants to live within their means and retire comfortably one day. Continue reading
After decades of hard work and careful financial management, most of us look forward to a comfortable retirement – but is your portfolio structured in the right way to make this a reality? Let’s explore the elements of a balanced retirement portfolio and find out whether we are relying too heavily on Retirement Annuities. Continue reading
Dread diseases – including cancer, heart attacks and other coronary diseases, and strokes – are responsible for millions of deaths and disabilities around the world each year. While the thought of contracting these diseases is far from pleasant, the reality is that any of us could have the misfortune of suffering from these illnesses at some point during our lives. Continue reading
Dread diseases, also known as serious illnesses, are the cause of most deaths in developed populations today – including millions of South Africans. Cancer, heart disease, and strokes are the best-known of these serious conditions, but there are over 100 dread diseases currently covered by many insurers. Continue reading
A serious disability, be it temporary or permanent, can have serious financial implications for any working person. Lost income, the inability to work, and a drop in quality of life are just some of the harsh realities that you could face without income replacement cover or disability insurance – but which type of insurance is right for you? Continue reading
One of the questions that our clients ask the most relates to life insurance cover – how much should you have and can you afford it?
If you’re shopping around for life insurance at the moment or reviewing your policy, here is a quick guide that will help you insure yourself fully and affordably. Continue reading